IG chat/loot suggestions
If you have drops to pick up but your bags are full you can make room (salvage/throw away/sell/tp) and get it anyway. Dying does not influence that. Only when you change zone you will not be able to get the items anymore.
If you have a pop-up chest but cant pick up the loot the pop-up chest will remain in the bottom right corner off your screen, even if you change zone or character.
So it seems that some has been telling you a fairy tale to spook you.
As for world chat: NO. I have played lotro. and it was bad. It was terrible and it was way too much spam. For most purposes we have the lfg-tool and thats good enough.
Arise, ye farmers of all nations
Arise, opressed of Tyria!
Arise, opressed of Tyria!
) I used to play Lotro and there was a channel that I could join where the server spoke, people announced things they were about to do (Perfect for organising Teq) and announced things that were gonna happen (such as hide and seek games)