Guild Wars 2

What is an optimal % of wealth to keep in investments vs liquid? Also, any opinions on how diverse investments should be?

Here is my situation (please feel free to offer criticism/ advise as im new to the tp game)
Amount invested: 200g
Liquid Cash: 10g
Investments: orbs (33%), metal (10%), other materials (20%), weapons (10%), skins (15%), fine mats (12%)

I usually keep 100-200g in liquid cash or buy orders to generate short term profits.
Everything above that, i usually exchange for gems or put in long term investments.

Hard to say how much gold i actually have locked in long term investments because those are taking up around 300 bank slots atm, not counting stuff in my collectible tab, which is pretty full as well.

100g at hand I usually use for buy orders for 20-30 items that i know i can make short term profits of, then i use another 50-100g to put in buy orders for either long term investments or new markets.

This way i make around 30-100g short term profit per day, depending how much time i invest.
I usually dont do direct flipping of items, as i find that boring for short term profits.
Most of the stuff i buy short term, either gets crafted into something else, salvaged into something else or opened, then sold again.

What is this? Cramer’s “Am I diversified?”

^ Lol.

@OP I don’t ever bet the farm. 200g is a lot to have invested when you only have 10g left. Sure if everything went to kitten you could survive off of 10g, but nothing I would want to risk. If you’re fine with it then cool though. Just remember whatever you invest can be lost.

Atm you should be heavily invested in cloth. Orbs will be good longer term though.

Wanze.8410:

I usually keep 100-200g in liquid cash or buy orders to generate short term profits.
Everything above that, i usually exchange for gems or put in long term investments.

Hard to say how much gold i actually have locked in long term investments because those are taking up around 300 bank slots atm, not counting stuff in my collectible tab, which is pretty full as well.

100g at hand I usually use for buy orders for 20-30 items that i know i can make short term profits of, then i use another 50-100g to put in buy orders for either long term investments or new markets.

This way i make around 30-100g short term profit per day, depending how much time i invest.
I usually dont do direct flipping of items, as i find that boring for short term profits.
Most of the stuff i buy short term, either gets crafted into something else, salvaged into something else or opened, then sold again.

where do you see the equilibrium point being for gems? will they reliably still rise in price? or do you think they are getting so expensive that people will start laying off of em? further, do you see Anet giving out any more free gems (as they did for achievement points)?

Aberrant.6749:

^ Lol.

@OP I don’t ever bet the farm. 200g is a lot to have invested when you only have 10g left. Sure if everything went to kitten you could survive off of 10g, but nothing I would want to risk. If you’re fine with it then cool though. Just remember whatever you invest can be lost.

Atm you should be heavily invested in cloth. Orbs will be good longer term though.

yeah. the only reason that i’ve bet the farm is that I have nothing to buy, so i figured it was better to put my gold to work rather than just sitting on it.

most of the investments are low risk (like orbs) where I got items at nearly vendor prices. I do have quite a bit of cloth, amongst other things.

I do worry, however, about not having much liquid cash, especially with Halloween right around the corner.

I dont invest my profits in gems in order to make a long term profit on them as well by converting them back to gold when their price rose. I just buy stuff with them on the gem store, usually i buy 1000 gems with gold per week. If no new items interest me, i buy 10 black lion keys.

I currently have around 2000g with me, after having invested 1000g over the weekend. My investment profile is very balanced (over multiple items per market):
1. Pets (30%)
2. Skins (40%)
3. Weapons (30%)

I just focus on these 3 markets, and reap decent profits. If all goes well, it is fairly simple to make 20-50g a day, 100g+ during updates etc.

I have another 1000g invested in long term reserves in the same markets,. plus probably another 700g+ in materials for an incomplete legendary (only missing the precursor).

mage.3570:

I currently have around 2000g with me, after having invested 1000g over the weekend. My investment profile is very balanced (over multiple items per market):
1. Pets (30%)
2. Skins (40%)
3. Weapons (30%)

I just focus on these 3 markets, and reap decent profits. If all goes well, it is fairly simple to make 20-50g a day, 100g+ during updates etc.

I have another 1000g invested in long term reserves in the same markets,. plus probably another 700g+ in materials for an incomplete legendary (only missing the precursor).

do you see the first edition mini pets as a good investment? I know that they are not being released any more and that should theoretically increase demand. However, I don’t know that there are that many people who actually want to collect 35+ mediocre mini pets that they will never use once they achieve the title.

maybe im missing something?

The first generation pets will spike in price between Oct 14-17 and then die down to levels slightly higher than what it is today. I think they will still be producible from second generation+ lower-tier pets.

mage.3570:

The first generation pets will spike in price between Oct 14-17 and then die down to levels slightly higher than what it is today. I think they will still be producible from second generation+ lower-tier pets.

excuse my ignorance, but why oct 14-17 specifically?

froacus.6892:

mage.3570:

The first generation pets will spike in price between Oct 14-17 and then die down to levels slightly higher than what it is today. I think they will still be producible from second generation+ lower-tier pets.

excuse my ignorance, but why oct 14-17 specifically?

Set 1 Minis are discontinued in the Gem Store on 15th of Oct.

Wanze.8410:

froacus.6892:

mage.3570:

The first generation pets will spike in price between Oct 14-17 and then die down to levels slightly higher than what it is today. I think they will still be producible from second generation+ lower-tier pets.

excuse my ignorance, but why oct 14-17 specifically?

Set 1 Minis are discontinued in the Gem Store on 15th of Oct.

i see.

i had a look at the set 1 prices, and i cant believe that the common pets are 1g each…

how much do you think they could realistically spike?

Green pets will go around 2-5g each
Rare will hit 20g+
Exotics will go 200g+

^ i bought some blue and green. I dont’ know if it’ll go up. But if people arn’t buying those miniature at 1-2 gold each. Im’ not sure if anyone will pay 300 gem for 3 of it. So regardless if it is being discontinued. I’m not sure if it’ll change that much.

But I think it is a good investment. Because at least you know it won’t go down.

didn’t do much for rare and exotic since it is already at 20g. And I guess there is a huge amount of holographic risen night and dragon coffer on the market so hard for those to get up in price.

Typically if I know the market well enough I buy all in, I know that sounds silly but the return is around 10%.

So as of right now 800g invested for crafting, 20 left for posting.

ya I’m not so sure about the mini market. it is good if you buy it for cheap a few weeks ago. not so sure now. I’m not sure there are still many collectors that still need it.

I honestly think crafting is the way to go now. You should anticipate the future update early. Not do it late when the price is alredy bumped.

But if you only have 200 gold. You shouldn’ diversitify too much.

For me shortterm investments always better than longterm, cause you lose alot money when you reach the timelimit

for me i wanna make 10% per week from my investments (crafting, flipping etc.)

so when i would invest 1000 gold in longterm and think i can make 100% on this than i need to sell it in max 7 weeks or i lose gold

some math:
1000 gold + 10% per week and invested all again for next week

1. week 1100
2. week 1210
3. week 1331
4. week 1464,1
5. week 1610,51
6. week 1771,561
7. week 1948,7171
8. week 2143,58881
9. week 2357,947691
10. week 2593,74246

so invest only in longterm when you have to much money and cant invest all shortterm

danielrjones.8759:

@Froacus, I keep about 1-1.5k in the event something amazing comes up. One never knows. Have about 2k in short term my short term is 1-3 months, and about 1k long term. (year or more) Covering different areas of the market is wise imo. I don’t really invest in skins, I think some are great to invest in. But seems like everytime we shake a stick, there are new skins. imo, just following how minis did in gw1, yes they will most likely be a good investment. Some may take a very long time tho. I only try to make 30-50g a day, some days are very good some not so much. Always do research as to updates beforehand and that will help you profit more than just about anything. Things that have helped me, is never ever panic buy, never panic sell and have patience. good fortune in your trading.

Romek.4201:

For me shortterm investments always better than longterm, cause you lose alot money when you reach the timelimit

for me i wanna make 10% per week from my investments (crafting, flipping etc.)

so when i would invest 1000 gold in longterm and think i can make 100% on this than i need to sell it in max 7 weeks or i lose gold

some math:
1000 gold + 10% per week and invested all again for next week

1. week 1100
2. week 1210
3. week 1331
4. week 1464,1
5. week 1610,51
6. week 1771,561
7. week 1948,7171
8. week 2143,58881
9. week 2357,947691
10. week 2593,74246

so invest only in longterm when you have to much money and cant invest all shortterm

thank you both for the replies.

may I ask how you are able to turn a 10% profit daily? maybe I’m blind or (more likely) inexperienced, but i dont know that I have seen many items that you could buy thousands of, that swing 10% into the positive daily. that is, unless, the act of buying thousands causes the price to increase, causing people to buy em at higher prices. if that’s the case, time for me to farm more capital

^ people just buy low sell high. I’m not much in to those as I don’t want to spend too much time in the TP.

He posted what he did already, fliping and crafting.

And when you have too much money, it is hard to find enough item to flip.

I think just pay attention for announcement and try to find opportunety is the best way to go. If I wasn’t being stupid, I should have bought many minis a few weeks ago.

i dont said 10% daily – my target is for short term investments they have to sell in max 1 week

so for everything i do the math for atleast 10% win after the 15% auctions fee

i cant say details
first rule in tradeposts in ALL games is when you find something dont tell anyone = most profit

and when something is public – dont invest too much cause alot make profit on you already

^ ya but how much money exactly do you have. Alot easier to get 10% return with 100 gold compare to 1000 gold.

where do you find lemongrass?

it isn’t easy to harvest right? since gw2node dont’ have location for strait of devastation.