It depends.
You have to understand that nothing is more important to a charr than their duty to their warband and their legion. The ties they have to their warband are similar to familial ties, and as such, they wouldn’t be able to drag the rest of their warband down like that. So for a charr soldier, a life debt would be unlikely.
However, for a gladium? That’s another matter entirely. If someone saved someone who was already a gladium, or saved someone from falling to the same fate as their warband, then they might feel that they owe this person. They may take a leave of absence in order to pay off this debt and find their way again, to find their worth so that they might one day be ready to join a warband again.
Adding to the above, if a charr legionnaire saves a charr from suffering such a fate, they can file paperwork for a transfer to their warband. This can be considered a ‘life debt’ of a sort due to the bonds of the warband. Joining a warband isn’t a small thing, it’s like joining a family, these are people you’ll spend the rest of your life around. So in that sense a charr might indeed have a life debt, though in this case they wouldn’t think of it as a debt being repaid.
Hopefully that’ll help.
) And he is a gladium, so I was making sure if it could be possible if Life debts could happen for him if it was like a human, sylvari, asura, or norn so I was just making sure it could be possible for story sake! thank you very much!