I just had a quick idea ( not well thought out yet..) but the idea is to remake town clothes skins to replace normal armour / gear but instead of losing the town skills, keep them but rather keep in a seperate slot of skills which we can switch to (like atown clothes MODE),
The idea I had was like how we already have a keybind of switching into town clothes, but instead with the new town clothes we can keep it on our armour skins but use the keybind to rather access the town skills (Town mode) of course town skills cannot be used in combat.
That way I think town clothes would be more desireable and useable by all