Guild Wars 2

First off, I love the idea and concept behind the wallet, but releasing something with changes, without seeking approval from the players, is automatically a mistake.

Secondly, the wallet was designed to improve currency organization, not screw up currency organization.
————————————————————————————————————————————————————

So, with this, I’d like to point out a major issue that has brought with this new “Wallet” feature in place: Banking of money has been discontinued! Why!??!?!

In real life, we have a wallet (or two), a checking account, and a savings account. Now, if everything was perfect, we would only need one combination of all 3! But everything is not perfect.

The reason that people have a savings account, is to force themselves to save money. If you have 50 dollars in your wallet, you can spend that in as little as an hour by just buying “little things.” It’s extremely hard when you see that candy bar that you can buy your kid for a dollar, then you see a new phone charger to replace your half-broken one (that still works) for only 5 bucks! Then, you see a new burger at McDonalds for only $2.19! Then, you see a bottle of perfume on sale for only 15 bucks, when its usual price is 60 bucks – and you think, why not get a gift that beautiful girlfriend of yours?

Continue at this pace, and you’ll end up looking into your wallet, and seeing: nothing. No more money left. Spending money is easy. Saving is hard. Saving is hard due to the temptations provided in life.

Now, replace those dollar signs with gold coins in-game, and you have the exact same scenario. This is a huge concern with this new: “wallet” feature. I understand organizing the currencies into a single place for security and ease-of-mind, but I do not understand why there was a need to remove the ability to deposit money into the bank! That bank of ours, is our savings account. You just removed our savings account, now we’re going to spend, spend, spend!!!! With little control over ourselves!

Please, re-add the bank account ability to deposit and withdraw money! Give us our savings account back!!! Please!!!!

If players cannot control their spending in a game maybe they will learn to which will be a valuable teaching tool for real life. Someone with this lack of control would most likely take the money from the other bank anyway.

Since you used a real world example I will too. I carry a significant amount of my money in my checking account and take my check card with me everywhere I go. I go to many, many stores where I see many, many things I would like. Toss in Amazon, eBay and even the gem store and I’m surrounded by temptations. I practice self control, budgeting, and practical spending. I don’t go hog wild and start letting my money fly all over the place. I have never overdrawn my account, bounced a check, or gone broke.

There are very few valuable real life skills a person can gain from playing video games. This feature might add another one. Consider it a learning game of sorts. A player goes broke in a game, learns a lesson and there is a possibility, all be it slight, that might be a lesson to apply to real life as well.

Also there is an option to create a personal guild for a bank if someone really feels they cannot control their spending in a game. However, I don’t think you get a free toaster when you open a new guild bank account.

Deathdealers, I completely agree with you. Unfortunately, we get people that tell us we should learn more self control, look on it as a life lesson, and Oh yeah! you can create a guild to bank your gold into if you really really want to.

If I wanted to make a guild, I would. I do not. Besides that, it takes time not repping your current guild to get it to where you can purchase that upgrade with influence. Then more time for the bank to get built. Oh wait! I can speed up the guild bank getting built! How? Why, by spending more gold, of course. Seems a bit overkill and counterproductive to me.

To go back to the real life scenario, here is how I manage my finances IRL. I carry a small amount of cash on me and my bank card. My card is linked to my checking account – NOT my savings account. The card is used for bills and groceries only. That is the rule. Cash is used for small, quick purchases and once it is gone, I don’t get more. Once my checking balance hits a certain point in checking, I transfer a preset portion to my savings to be held for emergencies. Translate this to an ingame scenario – oh wait, I can’t. We no longer have a savings account, or an account of any kind. We carry our cash, and our alts cash with us all the time. Hmmmm…..does not compute.

The bottom line here is this: money in your pocket is easy to spend. Money in the bank takes more of a conscious effort. Plus, it is too easy to accidentally purchase something in game with a misclick, when all you wanted to do is preview it or get more info.

Additionally, I LIKED making each character responsible for their own growth and gear, gold wise. I thought part of the point was to individualize each character and give them their own personality and story, NOT make them a conglomerate of one. If I am incorrect, then it stands to reason that character slots should be free – NOT something I am advocating or expect to see, but I am sure you can follow the logic.

So yes, I am in complete accord with you Deathdealers and would love to have our savings account (ability to deposit in the bank vault) back. I understand that some people don’t care and it doesn’t bother them. It does me, many of my friends, and obviously many more I haven’t spoken with yet.

ArenaNet, please return the ability to deposit gold into the bank so we have the option?

Thank you.