Guild Wars 2

Do you aim to have a particular ratio of your net worth as investments? In addition to buying some items in the expectation they will eventually go up in value, I also have been collecting some items I’ve noticed are going up in value (with my own baseless speculation on possible situations for them to spike), have cyclical-value items I’m waiting to sell, and a handful of other random items I’m waiting to sell for one reason or another. I’ve realized that holding onto these is cutting into my available gold, as I am at about 75% of what I currently consider my minimum acceptable available gold.

So do you stockpile all the investments, regardless of what it does to your wallet? Do you aim to store a particular percentage of your wealth in items? Or perhaps any gold over a particular amount?

In general, i would invest as much gold as possible. Gold only loses value due to inflation, while your investments (ideally) gain value.

It also depends what kind of investments you do. If its short term investments (flipping, crafting, salvaging, opening lootbags) you want to sell your stuff as fast as possible, so your investments are basically whatever is listed on your “items im selling” tab. If you go for long term investments, you propably have a guild bank full of stuff that you are waiting on to gain value.

When i started out playing the tp seriously, i usually had some investments going for short term profit, which i used to invest into long term speculation.
I usually invested half of my short term profits into long term, the other half i used to buy stuff that i wanted, be it gem store items, account upgrades and to cover losses in capital (losses were usually short term investments that didnt sell as fast as i wanted).
After 1 or 2 months, you will have a guild bank full of stuff that is gaining value and your first investments might be ready to sell. At that point, you can basically sell stuff off whenever you need gold.

Personally i usually dont have more than 200g on hand. I never traded in high value items, so 200 gold was enough for me to juggle around on a daily basis for short term investments to make me 50g profit per day.

Sometimes the opportunity would arise to invest more, usually due to sudden market shifts from patches but then i could easily sell off some stuff in my vault to raise some capital.

So in general, i would advise you to hold your wealth in assets, not in gold.

Invest enough to make a profit but not enough to be destroyed if all of your investments tank.

I try to invest my gold into assets, but ultimately I just make so much more gold via tp/playing the game than I have time to plan out what to invest into. I work too much IRL to have the time to sift through spreadsheets or to plan too many things. I make what I consider to be obvious investments, make hundreds upon hundreds of gold from them, and keep doing it for as long as I can as often as I can. It’s low stress, makes more money than I can reasonably spend, and an effective way to grow one’s wealth.

I’ll be honest, I probably only invest about 20% of my total wealth at any given time out of laziness and the unwillingness to invest much time into the TP. Things like crafting/opening bags/etc. are all a waste of my limited game time.

I would say it depends how much you own (sum of everything you own that can be sold). If you only own 10g, I would invest probably 20% and keep the rest on-hand (8g on hand). If you own 100g, I would invest closer to 60% (40g on hand). 1,000g; around 85% (150g on hand). 10,000g; around 95% (500g on hand).
by ‘on hand’, I mean being used for more instant-profit things like opening bags or ecto salvaging or crafting. It doesn’t have to be idle. Things on buy order count as ‘on-hand’ because you can remove it at any time. ‘invest’ I take to mean: buy something, save it for week(s)/month(s), then sell it.
my reason for this is to have gold available to do other opportunities if they pop up. Like if you have all your gold invested in unid dyes, then you hear jewelry level 500 is coming out, you might want to buy truck loads of mithril while it’s still cheap, but you can’t because you don’t have very much to buy it with and selling the unid dyes would be a loss.

Also, the amount would shift depending on how confident you are and how much risk you’re willing to take.

Wanze.8410:

Good stuff.

Thanks for the reply! One thing I should have been clearer about, though, is I was mostly talking about items I stuck in my bank.

Mystic.5934:

Also Good Stuff

Another good response! I appreciate that you defined some things, I wasn’t quite organized enough when I made the opening post to do so myself. Out of curiosity, how do you treat/view items you have listed, but have yet to sell (specifically items that take a while to move)?

serapheles.5409:

Mystic.5934:

Also Good Stuff

Another good response! I appreciate that you defined some things, I wasn’t quite organized enough when I made the opening post to do so myself. Out of curiosity, how do you treat/view items you have listed, but have yet to sell (specifically items that take a while to move)?

usually I’ll take it case-by-case.
A couple times a month I’ll do a crafting session and craft like 50 of a lot of different things. After about 2-3 days I’ll relist any of these that didn’t sell (usually about 50% have ~10 left and 10% have ~40 left), then relist again after another 2-3 days.
For high value things that I have a lot of, I typically don’t relist. Instead, I’ll list 5 or 10 every 3 days or earlier if the last batch sold. When I run out, I’ll remove all but the most recent listing and start again. It’s kinda like relisting, but not quite, as the price sometime swings up and gets listings that were stale.
For high value things that I don’t have a lot of, I’ll relist if there is a significant gap between current price and my price. by ‘gap’, I mean a lot of listings; price doesn’t really matter. 5 undercuts that reduce the price to half of my listing within a few hours is fine. 20 × 1c undercuts that stays like that for a few days and I’d probably relist.

I’m currently investing all my gold, but I’m beginning to reconsider that and instead invest enough to keep like 11-12g in my pocket; never know what may come up you know?

Lukyromero.6780:

I’m currently investing all my gold, but I’m beginning to reconsider that and instead invest enough to keep like 11-12g in my pocket; never know what may come up you know?

like wp costs. there have definitely been times when I went crazy and placed too many buy orders. Instead of the sensible thing of reducing how many I ordered from 250 to 240, I ran from LA to queensdale and champ farmed for a few minutes. spider and boar got me enough to wp a couple times, then another round got me up to like 30s so I would have a bit of a buffer.
Thinking back, I’m not sure what would of happened had I died: not enough to wp, so you just lie there dead until someone runs by?

I generally don’t invest such a high % of my money as many of the other TP players. Granted I play the TP very casually, and only have about 2k gold worth of investments, so i’m not in the same league as these guys. However my reasoning is that if something new comes out I would like to be able to buy it right away without having to worry about moving a large amount of items in a short time. For this reason I keep a minimum of 500g on me at all times, just in case.

Sure gold devalues all the time, but the rate is pretty slow, and my investments offset the loss. I guess once you have 50k+ worth of stuff it doesn’t matter as much because you can just buy it later and you move a larger amount of gold on the TP per day, but with only about 2500g in sellable net worth I like to keep a pretty good chunk on me.

I’m sitting around 3.5k+ gold and have over 5k invested.