Account Bonuses
Achievement wall only, afaik.
There are infusions for ascended amulets that give either mf, gf, or xp increases, but those are character bound.
Please give us a keyring…
I don’t think anyone has found any appreciable difference from these stats (it would be hard to do so) so no need to grind them.
beside MF, the progression is so meagre, don´t bother. If you are into AP hunting, you will get a +1 % for this and that every few weeks, doesn´t matter at all in the big picture. Still, better to get something than nothing at all.
Achievement Points are the only way to get account wide Karma, Exp and Gold find gain. You can also get increased Magic Find through Achievement Points, but not nearly as much of an increase as obtaining increased MF through Luck.
There are also infusions that you can buy at laurel merchants to infuse into utility infusion slots (on ascended amulets, for example) which can offer a significant boost to these stats (for level 80 chars). Gilded Infusions = +20% gold find, Magical Infusions = +20% magic find, Experienced Infusions = +20% exp from kills, Karmic Infusions = +15% karma.
From Achievements, I Currently have an increased +16% exp gain (from kills), which doesn’t sound much but it definitely helps (especially when using a food and utility buff). That gets me up to an extra +36% exp gain from kills, without considering infusions/boosters/guild buffs.
I also have found that the increased karma gain is useful- I definitely notice the difference when I’m karma farming in Edge.
However, it’s not something that you desperately need to do- these increases aren’t a game-changer, but they are a nice little reward. Personally, I farm achievement points for the sense of completion and for the reward chests themselves. If the buffs weren’t there I’d still farm AP.