Drops and Magic find
Being in a party means you’re sharing damage. So all you really have to do is tag an enemy if a party member has already done enough damage to cause RNG to roll for you or them.
Being in a party does not mean better drops.
This does affect your drop rate, but very slightly. Not drop quality however.
Magic Find does not increase drop rate, only the quality of drops.
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It does not affect chest, only mob drops. No, all classes have the same chance.
1) MF does NOT affect chests. Nothing affects it.
2) MF just increase you chance to get BETTER loot from mobs. BTW there are rumors that drop is broken somehow since November patch…
3) No.
In my experience drop quality doesn’t really change with or without mf. In field I’m almost always in party with an Ele. She runs full mf gear but we get the same quality and quantity of drops, sometimes I’ll get more mats but we get around the same amount of equipment give or take 1 or 2. The only time I see a clear difference in loot quality is from chests , where she’ll pull exotics and I’d get blues. Gonna test this out this week and see if I get better loot from chests in mf gear.