I didnt see this posted in the forums but I may have missed it … sorry if its a double post.
This seems to answer a lot of questions regarding HOT and POF … a good read.
https://help.guildwars2.com/hc/en-us/articles/115010688287?_ga=2.170710179.2096702833.1501764616-1605282297.1457490234
When life knocks you down, roll over and look at the stars.