Is there any reason why the Personal Merchant Express and Personal Trader Express summon NPCs that everyone can see but only one person can use, while the Personal Bank Access Express just privately opens the bank panel? Is it much harder to make it so that we aren’t introducing a little more grief into the game, however minor?
(The code was probably to just remove the “use flag” or whatever function is normally on the consumable version, which would explain why the bank access and hair stylist don’t summon NPCs, but it couldn’t possibly take that much time to define personal versions to just to open a merchant/trading post panel, right?)