Here is all you need to do to be six sigma safe:
1. Pick 4 random words (dictionary, thesaurus, 1 word from 4 different websites, whatever). Then pick 2 single digit numbers (e.g. 14).
2. Type this password out in a Word document. Save the document.
3. Turn auto-login ON.
4. When you log in, copy/paste your password into the box.
Now keyloggers are useless to steal your password.