(edited by Zahld.4956)
gemstore items [suggestion]
This would be nice, but getting a refund will never happen as Anet will view it as a loss in money. A better suggestion would be an item exchange, item A is exchanged for item B (same or lesser value).
However, as people say every time I suggest something like this, the fact that skins are unlocked for the account when you get something would prevent this. Which I think is a dumb excuse because they could just remove the skin too.