Is There Someplace To Store Stuff?
Personal banks are located in major cities (Divinity’s Reach, Rata Sum, The Grove, Black Citadel, Hoelbrak and Lion’s Arch). The icon will be a smaller gold circle with a darker icon in the middle of a money bag. Sometimes its hard to see, but each city has one. Check near the center or near crafting. 
A shallow ocean only contains as much water as a particularly deep bucket.