So..Missing money
I doubt..a hacker would get in to your account to steal a louzy 90s,you can take that idea of your list.I think what happens,is that you got a rollback perhaps when you got disconnected or smth.Also do not forget when you sell stuff on the tradingpost,your paying a small fee,and if you only have a few silver available,it will drain fast.But all in all,stop worrying about money,start leveling to 80,you do not need to buy a thing untill 70 – 80 when you start gearing up.Also do not worry about travel posts,repair costs etc,gold will come later on.
Were you by any chance playing in Diessa Plateau? Some npcs in the game will take your money if you take bets, for example one of them is in Diessa with the cow catapult that you can bet silver with if he can shoot a cow at the tower. Basically, be sure to read what they are saying and offering, blindly clicking at random and answering whatever comes up might sometimes cost you money, maybe you just stumbled on one of these cases and gave out your money without noticing. I lost 80 silver like this when I was level 15-20, which was about all I had, and I learned a great lesson.