Lending gold to a friend?
Champion Illusionist Champion Hunter Champion Phantom Champion Magus
You may, or may not, receive a Dev response.
Usually, transferring the Gold through the Guild Bank is safe, though one can be ‘permanently’ banned using this method. (I was, but through several requests to the CS Team, I was able to re-acquire access to my account.)
One thing of which to take note: if the friend is on a new account, it may be some time before they will be able to return the Gold. Also, if said friend should refuse to repay the Gold, you will have no method of redress. The CS Team does not involve themselves in “gentlemen’s agreements”.
Good luck.