I guess you need to look for a more casual guild.
I have a guild with a few friends and family. We just play the game and buy upgrades as we get them. But being friends and family, if someone needs something, we are more than happy to share.
Keep looking, you will find a decent guild.
Not sure what you are looking for concerning a guild, though. If you want an active PvP/WvWvW guild you might have to deal with something like that. If you are looking for a more PvE guild, it is going to be more casual.