Guild Wars 2

Rose Solane.1027:

pdavis.8031:

knip

I think this is the only response you will recieve about your situation. Such things are not allowed and strictly prohibited.

Anet may choose to be lienient, but such things can certainly result in a ban for all participating members.

Good luck!

The article you quote also forbids guild auctions, guild sweeps and several other guild activities that are used by many guilds. So it is a little bit silly to use this argument. Yes, you are right that this will be ArenaNet’s answer. But that does not make it a good answer.

Chris Cleary.8017:

500G may seem like an entirely arbitrary number, but I guarantee it is not. I took a look at our mail data (believe me, you guys really like mail and there is a lot of data) and set the value based on that. At 500G, it is not only functionally effective, but also it will only impact 0.175% of our players during an entire month’s worth of mails (if an account would hit the restriction once per month/30 days).

Looking more directly at those transactions, a large majority (98.228%) of those mails are being sent by RMT or compromised accounts (after selling off everything of value on an account).

Why are you using % of players and % of mails in above answer? That only confuses most readers. You should have used one or the other. Information that uses this kind of confusing figures are normally a sign of fraud. Coming from someone responsible for security this strikes me as odd.

I am going to log into the game and transfer all the gold in my personal guild bank to my wallet. That is obviously what ArenaNet wants.

That’s a little far fetched conclusion. Percentages are great indicators.

Ayrilana.1396:

Rose Solane.1027:

pdavis.8031:

knip

I think this is the only response you will recieve about your situation. Such things are not allowed and strictly prohibited.

Anet may choose to be lienient, but such things can certainly result in a ban for all participating members.

Good luck!

The article you quote also forbids guild auctions, guild sweeps and several other guild activities that are used by many guilds. So it is a little bit silly to use this argument. Yes, you are right that this will be ArenaNet’s answer. But that does not make it a good answer.

Chris Cleary.8017:

500G may seem like an entirely arbitrary number, but I guarantee it is not. I took a look at our mail data (believe me, you guys really like mail and there is a lot of data) and set the value based on that. At 500G, it is not only functionally effective, but also it will only impact 0.175% of our players during an entire month’s worth of mails (if an account would hit the restriction once per month/30 days).

Looking more directly at those transactions, a large majority (98.228%) of those mails are being sent by RMT or compromised accounts (after selling off everything of value on an account).

Why are you using % of players and % of mails in above answer? That only confuses most readers. You should have used one or the other. Information that uses this kind of confusing figures are normally a sign of fraud. Coming from someone responsible for security this strikes me as odd.

I am going to log into the game and transfer all the gold in my personal guild bank to my wallet. That is obviously what ArenaNet wants.

That’s a little far fetched conclusion. Percentages are great indicators.

I would like to point out that all accounts are not active. How many accounts are either banned, unused or otherwise not sending mail? I am going to guess at least 50% of global “accounts” are basically inactive either permanently or at least for a long period of time.

This will make the number of affected players seem substantially lower, as a percentage of the player base, than it actually is.

Dreamslayer.7659:

Ayrilana.1396:

Rose Solane.1027:

pdavis.8031:

knip

I think this is the only response you will recieve about your situation. Such things are not allowed and strictly prohibited.

Anet may choose to be lienient, but such things can certainly result in a ban for all participating members.

Good luck!

The article you quote also forbids guild auctions, guild sweeps and several other guild activities that are used by many guilds. So it is a little bit silly to use this argument. Yes, you are right that this will be ArenaNet’s answer. But that does not make it a good answer.

Chris Cleary.8017:

500G may seem like an entirely arbitrary number, but I guarantee it is not. I took a look at our mail data (believe me, you guys really like mail and there is a lot of data) and set the value based on that. At 500G, it is not only functionally effective, but also it will only impact 0.175% of our players during an entire month’s worth of mails (if an account would hit the restriction once per month/30 days).

Looking more directly at those transactions, a large majority (98.228%) of those mails are being sent by RMT or compromised accounts (after selling off everything of value on an account).

Why are you using % of players and % of mails in above answer? That only confuses most readers. You should have used one or the other. Information that uses this kind of confusing figures are normally a sign of fraud. Coming from someone responsible for security this strikes me as odd.

I am going to log into the game and transfer all the gold in my personal guild bank to my wallet. That is obviously what ArenaNet wants.

That’s a little far fetched conclusion. Percentages are great indicators.

I would like to point out that all accounts are not active. How many accounts are either banned, unused or otherwise not sending mail? I am going to guess at least 50% of global “accounts” are basically inactive either permanently or at least for a long period of time.

This will make the number of affected players seem substantially lower, as a percentage of the player base, than it actually is.

I’d be willing to bet they factored this in their data collection. It would not be hard to exclude inactive accounts as a factor. They would simply have to review transactions over time spent in game and negate all accounts that have not been active over X amount of time for their study. It would only make sense to do so when making a decision such as this.

Rose Solane.1027:

I am going to log into the game and transfer all the gold in my personal guild bank to my wallet. That is obviously what ArenaNet wants.

Why would you not have done that the day the wallet was added? Or even before that, why was this gold not simply in your account bank?

I’ve not seen anyone give a valid reason as to what purpose this serves and why it should continue being supported. This functionality is useful to active guilds, but I don’t see why a personal guild needs to be used as gold storage.

Stars.2179:

3. This does nothing to prevent the RMTs from doing business as they will just trade in valuable items instead of gold as many have mentioned in this thread.

The funny thing is that he recommended legit players do exactly the same thing when transferring large amounts of wealth between guild members (last sentence in his post).

Pretty soon we’ll have a time gate on how much silver doubloons/giant eyes/whatever can be transferred in a week.

And the quotes of miniscule numbers to say few are affected is a misuse of metrics. Your guild leaders (counted in the metrics) can’t freely move money around: that affects you (not counted in the metrics) when events and activities are severely hampered by this.

mrstealth.6701:

Rose Solane.1027:

I am going to log into the game and transfer all the gold in my personal guild bank to my wallet. That is obviously what ArenaNet wants.

Why would you not have done that the day the wallet was added? Or even before that, why was this gold not simply in your account bank?

I’ve not seen anyone give a valid reason as to what purpose this serves and why it should continue being supported. This functionality is useful to active guilds, but I don’t see why a personal guild needs to be used as gold storage.

I am curious if anyone on this thread who is arguing against the logic of people putting their gold into a personal guild bank has ever had a savings account in RL…

Solomon Darkfury.3729:

I am curious if anyone on this thread who is arguing against the logic of people putting their gold into a personal guild bank has ever had a savings account in RL…

Since I was 12, actually.

I rather like my gold in the wallet, though I still wouldn’t mind an automatic savings account, kind of like my money market account. Restricted access (limited to a few times per month) but higher interest if I keep my balance up.
Buuut, I don’t see that happening here. =P

Solomon Darkfury.3729:

mrstealth.6701:

Rose Solane.1027:

I am going to log into the game and transfer all the gold in my personal guild bank to my wallet. That is obviously what ArenaNet wants.

Why would you not have done that the day the wallet was added? Or even before that, why was this gold not simply in your account bank?

I’ve not seen anyone give a valid reason as to what purpose this serves and why it should continue being supported. This functionality is useful to active guilds, but I don’t see why a personal guild needs to be used as gold storage.

I am curious if anyone on this thread who is arguing against the logic of people putting their gold into a personal guild bank has ever had a savings account in RL…

No one is arguing against the benefit of a personal guild bank to save. However, if you are pulling over 500 gold a week from your personal guild bank you are not really using it as a saving account are you? No, you are using it more like an alternate checking account. I have several savings accounts in real life, and I use it for just that, saving. I never even consider taking funds out because I’m doing just that saving for my future. Your IRL example does not match with in game examples.

Solomon Darkfury.3729:

mrstealth.6701:

Rose Solane.1027:

I am going to log into the game and transfer all the gold in my personal guild bank to my wallet. That is obviously what ArenaNet wants.

Why would you not have done that the day the wallet was added? Or even before that, why was this gold not simply in your account bank?

I’ve not seen anyone give a valid reason as to what purpose this serves and why it should continue being supported. This functionality is useful to active guilds, but I don’t see why a personal guild needs to be used as gold storage.

I am curious if anyone on this thread who is arguing against the logic of people putting their gold into a personal guild bank has ever had a savings account in RL…

Yes, actually. And a real life savings account has actual benefits.

Your money is protected from being stolen from you, or from your home.
If something does happen to your money/the bank, it is covered (in the US, at least) via FDIC protection.
You can’t lose/misplace it if it’s in the bank.
Savings accounts generally grow from interest.

Putting your ingame gold in a personal guild bank offers no such benefits. It’s not really helping you save up money either (even a RL savings account isn’t effective at this), because it’s still easily accessible.

If anything, this change would help you save money, by making it more difficult to spend it all at once. If you’re trying to use a guild as a savings account, you likely have a goal for this, and will know ahead of time when you need the money. And you won’t be able to take it out to blow on an impulse purchase.

Rose Solane.1027:

pdavis.8031:

knip

I think this is the only response you will recieve about your situation. Such things are not allowed and strictly prohibited.

Anet may choose to be lienient, but such things can certainly result in a ban for all participating members.

Good luck!

The article you quote also forbids guild auctions, guild sweeps and several other guild activities that are used by many guilds. So it is a little bit silly to use this argument. Yes, you are right that this will be ArenaNet’s answer. But that does not make it a good answer.

Not necessarily. Being a third party organization (charitable or otherwise) using unofficial channels to facilitate the transfer of in-game currency and items would certainly fall under that article. However, guild events and awarding prizes for in-game activities would be acceptable. In the end though, it’s up to Anet to decide whether or not such things should be, or not be, allowed to continue.

JustTrogdor.7892:

Solomon Darkfury.3729:

mrstealth.6701:

Rose Solane.1027:

I am going to log into the game and transfer all the gold in my personal guild bank to my wallet. That is obviously what ArenaNet wants.

Why would you not have done that the day the wallet was added? Or even before that, why was this gold not simply in your account bank?

I’ve not seen anyone give a valid reason as to what purpose this serves and why it should continue being supported. This functionality is useful to active guilds, but I don’t see why a personal guild needs to be used as gold storage.

I am curious if anyone on this thread who is arguing against the logic of people putting their gold into a personal guild bank has ever had a savings account in RL…

No one is arguing against the benefit of a personal guild bank to save. However, if you are pulling over 500 gold a week from your personal guild bank you are not really using it as a saving account are you? No, you are using it more like an alternate checking account. I have several savings accounts in real life, and I use it for just that, saving. I never even consider taking funds out because I’m doing just that saving for my future. Your IRL example does not match with in game examples.

This scenario- I am saving for a precursor… I’ve slowly been squirreling gold away into “my savings account” personal guild bank for the EXACT same reason I would use a savings account, big ticket/dream items. Normally it sells for 850 gold so that is my saving target… Suddenly I see one listed for 700g, around 150g less than I ever have before and within my saved up amount. I pop a bankers express or run to a bank to withdraw and claim my prize praising how lucky I am to find such a deal… oh wait… I now have to wait a week… 3 hours later my great deal sells to someone else that isn’t me… sorry but my RL example is VERY applicable…

pdavis.8031:

Rose Solane.1027:

pdavis.8031:

knip

I think this is the only response you will recieve about your situation. Such things are not allowed and strictly prohibited.

Anet may choose to be lienient, but such things can certainly result in a ban for all participating members.

Good luck!

The article you quote also forbids guild auctions, guild sweeps and several other guild activities that are used by many guilds. So it is a little bit silly to use this argument. Yes, you are right that this will be ArenaNet’s answer. But that does not make it a good answer.

Not necessarily. Being a third party organization (charitable or otherwise) using unofficial channels to facilitate the transfer of in-game currency and items would certainly fall under that article. However, guild events and awarding prizes for in-game activities would be acceptable. In the end though, it’s up to Anet to decide whether or not such things should be, or not be, allowed to continue.

I think the intent of that section is to prohibit exchanges using ingame items as currency/payment/merchandise in trade for some out-of-game item (like RMT) or service. For example, buying a weapon in GW2 and paying for it by giving the seller a weapon in a different game could fall under this.

As long as the actual item/service and payment are done via ingame means, it’s not likely to be considered a violation.

I for one do not like this, I made Sunrise last year, but I would only have been able to do that were it not that a guildie of me wanted to buy the pre I got from the mf, for the same amount of gold without the stupid transaction gold. I calculated that without that trade (was about 800 gold) I would’ve needed to farm 2 weeks longer, just to make up for the trading post fee… Please anet, don’t cap it at 500, it’s not fair. Cap it at 1000 or sth…

Dreamslayer.7659:

Ayrilana.1396:

Rose Solane.1027:

pdavis.8031:

knip

I think this is the only response you will recieve about your situation. Such things are not allowed and strictly prohibited.

Anet may choose to be lienient, but such things can certainly result in a ban for all participating members.

Good luck!

The article you quote also forbids guild auctions, guild sweeps and several other guild activities that are used by many guilds. So it is a little bit silly to use this argument. Yes, you are right that this will be ArenaNet’s answer. But that does not make it a good answer.

Chris Cleary.8017:

500G may seem like an entirely arbitrary number, but I guarantee it is not. I took a look at our mail data (believe me, you guys really like mail and there is a lot of data) and set the value based on that. At 500G, it is not only functionally effective, but also it will only impact 0.175% of our players during an entire month’s worth of mails (if an account would hit the restriction once per month/30 days).

Looking more directly at those transactions, a large majority (98.228%) of those mails are being sent by RMT or compromised accounts (after selling off everything of value on an account).

Why are you using % of players and % of mails in above answer? That only confuses most readers. You should have used one or the other. Information that uses this kind of confusing figures are normally a sign of fraud. Coming from someone responsible for security this strikes me as odd.

I am going to log into the game and transfer all the gold in my personal guild bank to my wallet. That is obviously what ArenaNet wants.

That’s a little far fetched conclusion. Percentages are great indicators.

I would like to point out that all accounts are not active. How many accounts are either banned, unused or otherwise not sending mail? I am going to guess at least 50% of global “accounts” are basically inactive either permanently or at least for a long period of time.

This will make the number of affected players seem substantially lower, as a percentage of the player base, than it actually is.

They likely analyzed accounts over a certain timeframe to gather trend data to determine the impact. This is more far fetched than your 50% inactive accounts which you made up based in no given evidence to support it?

Solomon Darkfury.3729:

JustTrogdor.7892:

Solomon Darkfury.3729:

mrstealth.6701:

Rose Solane.1027:

I am going to log into the game and transfer all the gold in my personal guild bank to my wallet. That is obviously what ArenaNet wants.

Why would you not have done that the day the wallet was added? Or even before that, why was this gold not simply in your account bank?

I’ve not seen anyone give a valid reason as to what purpose this serves and why it should continue being supported. This functionality is useful to active guilds, but I don’t see why a personal guild needs to be used as gold storage.

I am curious if anyone on this thread who is arguing against the logic of people putting their gold into a personal guild bank has ever had a savings account in RL…

No one is arguing against the benefit of a personal guild bank to save. However, if you are pulling over 500 gold a week from your personal guild bank you are not really using it as a saving account are you? No, you are using it more like an alternate checking account. I have several savings accounts in real life, and I use it for just that, saving. I never even consider taking funds out because I’m doing just that saving for my future. Your IRL example does not match with in game examples.

This scenario- I am saving for a precursor… I’ve slowly been squirreling gold away into “my savings account” personal guild bank for the EXACT same reason I would use a savings account, big ticket/dream items. Normally it sells for 850 gold so that is my saving target… Suddenly I see one listed for 700g, around 150g less than I ever have before and within my saved up amount. I pop a bankers express or run to a bank to withdraw and claim my prize praising how lucky I am to find such a deal… oh wait… I now have to wait a week… 3 hours later my great deal sells to someone else that isn’t me… sorry but my RL example is VERY applicable…

True, but you could have just as easily kept that same money in your wallet, and not have had to worry about running to your bank to withdraw you gold…and thus missing out on the amazing deal.

Solomon Darkfury.3729:

This scenario- I am saving for a precursor… I’ve slowly been squirreling gold away into “my savings account” personal guild bank for the EXACT same reason I would use a savings account, big ticket/dream items. Normally it sells for 850 gold so that is my saving target… Suddenly I see one listed for 700g, around 150g less than I ever have before and within my saved up amount. I pop a bankers express or run to a bank to withdraw and claim my prize praising how lucky I am to find such a deal… oh wait… I now have to wait a week… 3 hours later my great deal sells to someone else that isn’t me… sorry but my RL example is VERY applicable…

It isn’t Anet’s responsibility to provide you with a (very ineffective) means to deal with your inability to control spending. The money is still there, easily accessible. You know it’s there, and there was nothing stopping you from spending it if you wanted to. Not taking it out the bank and spending it shows that you already have the necessary self-control to not spend it from the account wallet.

Solomon Darkfury.3729:

JustTrogdor.7892:

Solomon Darkfury.3729:

mrstealth.6701:

Rose Solane.1027:

I am going to log into the game and transfer all the gold in my personal guild bank to my wallet. That is obviously what ArenaNet wants.

Why would you not have done that the day the wallet was added? Or even before that, why was this gold not simply in your account bank?

I’ve not seen anyone give a valid reason as to what purpose this serves and why it should continue being supported. This functionality is useful to active guilds, but I don’t see why a personal guild needs to be used as gold storage.

I am curious if anyone on this thread who is arguing against the logic of people putting their gold into a personal guild bank has ever had a savings account in RL…

No one is arguing against the benefit of a personal guild bank to save. However, if you are pulling over 500 gold a week from your personal guild bank you are not really using it as a saving account are you? No, you are using it more like an alternate checking account. I have several savings accounts in real life, and I use it for just that, saving. I never even consider taking funds out because I’m doing just that saving for my future. Your IRL example does not match with in game examples.

This scenario- I am saving for a precursor… I’ve slowly been squirreling gold away into “my savings account” personal guild bank for the EXACT same reason I would use a savings account, big ticket/dream items. Normally it sells for 850 gold so that is my saving target… Suddenly I see one listed for 700g, around 150g less than I ever have before and within my saved up amount. I pop a bankers express or run to a bank to withdraw and claim my prize praising how lucky I am to find such a deal… oh wait… I now have to wait a week… 3 hours later my great deal sells to someone else that isn’t me… sorry but my RL example is VERY applicable…

No your IRL example is not applicable. In real life, there is often a delay between transferring funds from a savings account to a spendable account. Like this new system. If you have funds you want easy access to on a whim to buy things you put those funds in a checking/debit account.

If you think you might want to buy a precursor when a good deal pops up, keep your gold in your account wallet and practice some self control. The new system does not stop you from that.

By the way, if your post is well thought out there is really no need to use all caps for certain words.

These are questions that only ANet with their player database tools can answer.

1) How many players have multiple accounts? How many move over 500g between them weekly?

2) How many transfers from Guild bank storage to a single player account over 500g occur weekly?

If this is considerably less than the activity they are seeking to stop, RMT brokers by limiting the size of their packages. As an aside, the exchange rate surge due to the new Gem Shop items has temporarily made the exchange a better deal, buying gems for cash and converting them to gold, than the premiere RMT seller we’ve all seen in whisper during free trials.

Also remember that gold in excess remains in your mailbox. This simply time gates large transfers. I can’t fathom players moving that much gold between themselves although guilds I can see.

This strikes me more of the ultra rich complaining they can’t hide their money in the Caymans anymore.

Solomon Darkfury.3729:

mrstealth.6701:

Rose Solane.1027:

I am going to log into the game and transfer all the gold in my personal guild bank to my wallet. That is obviously what ArenaNet wants.

Why would you not have done that the day the wallet was added? Or even before that, why was this gold not simply in your account bank?

I’ve not seen anyone give a valid reason as to what purpose this serves and why it should continue being supported. This functionality is useful to active guilds, but I don’t see why a personal guild needs to be used as gold storage.

I am curious if anyone on this thread who is arguing against the logic of people putting their gold into a personal guild bank has ever had a savings account in RL…

Your guild bank pays interest? Nice.

JustTrogdor.7892:

Solomon Darkfury.3729:

JustTrogdor.7892:

Solomon Darkfury.3729:

mrstealth.6701:

Rose Solane.1027:

I am going to log into the game and transfer all the gold in my personal guild bank to my wallet. That is obviously what ArenaNet wants.

Why would you not have done that the day the wallet was added? Or even before that, why was this gold not simply in your account bank?

I’ve not seen anyone give a valid reason as to what purpose this serves and why it should continue being supported. This functionality is useful to active guilds, but I don’t see why a personal guild needs to be used as gold storage.

I am curious if anyone on this thread who is arguing against the logic of people putting their gold into a personal guild bank has ever had a savings account in RL…

No one is arguing against the benefit of a personal guild bank to save. However, if you are pulling over 500 gold a week from your personal guild bank you are not really using it as a saving account are you? No, you are using it more like an alternate checking account. I have several savings accounts in real life, and I use it for just that, saving. I never even consider taking funds out because I’m doing just that saving for my future. Your IRL example does not match with in game examples.

This scenario- I am saving for a precursor… I’ve slowly been squirreling gold away into “my savings account” personal guild bank for the EXACT same reason I would use a savings account, big ticket/dream items. Normally it sells for 850 gold so that is my saving target… Suddenly I see one listed for 700g, around 150g less than I ever have before and within my saved up amount. I pop a bankers express or run to a bank to withdraw and claim my prize praising how lucky I am to find such a deal… oh wait… I now have to wait a week… 3 hours later my great deal sells to someone else that isn’t me… sorry but my RL example is VERY applicable…

No your IRL example is not applicable. In real life, there is often a delay between transferring funds from a savings account to a spendable account. Like this new system. If you have funds you want easy access to on a whim to buy things you put those funds in a checking/debit account.

If you think you might want to buy a precursor when a good deal pops up, keep your gold in your account wallet and practice some self control. The new system does not stop you from that.

Your example is like me seeing a new Audi on sale at the car lot for the price I have been looking for. So in your example, I raid my savings fund to buy it because I wasn’t able to keep enough funds in my spending account. That makes no sense and would be a horrible decision. Not to mention, I’d still have to wait for the funds to transfer. You know, because that is real life.

So you just save for the sake of saving then…

Bekkr.6192:

Solomon Darkfury.3729:

mrstealth.6701:

Rose Solane.1027:

I am going to log into the game and transfer all the gold in my personal guild bank to my wallet. That is obviously what ArenaNet wants.

Why would you not have done that the day the wallet was added? Or even before that, why was this gold not simply in your account bank?

I’ve not seen anyone give a valid reason as to what purpose this serves and why it should continue being supported. This functionality is useful to active guilds, but I don’t see why a personal guild needs to be used as gold storage.

I am curious if anyone on this thread who is arguing against the logic of people putting their gold into a personal guild bank has ever had a savings account in RL…

Your guild bank pays interest? Nice.

Please understand I am only playing devil’s advocate here… For some people it is truly psychological and it means the world of difference NOT to have those funds immediately available ie. on their toon…

Solomon Darkfury.3729:

This scenario- I am saving for a precursor… I’ve slowly been squirreling gold away into “my savings account” personal guild bank for the EXACT same reason I would use a savings account, big ticket/dream items. Normally it sells for 850 gold so that is my saving target… Suddenly I see one listed for 700g, around 150g less than I ever have before and within my saved up amount. I pop a bankers express or run to a bank to withdraw and claim my prize praising how lucky I am to find such a deal… oh wait… I now have to wait a week… 3 hours later my great deal sells to someone else that isn’t me… sorry but my RL example is VERY applicable…

And I’ve given an alternative to a personal bank, bids that have zero chance being filled on the TP.

So lets say you are saving for a precursor or legendary. You have some gold you want to but toward it, place a bid. You have more gold you wish to contribute, pull the old bid (no cost) and place a new bid with all the gold you are “saving” toward this. Rinse and repeat. It’s one extra minor step over a personal bank. Actually this way it’s more like a Christmas Club account.

Behellagh.1468:

These are questions that only ANet with their player database tools can answer.

1) How many players have multiple accounts? How many move over 500g between them weekly?

2) How many transfers from Guild bank storage to a single player account over 500g occur weekly?

If this is considerably less than the activity they are seeking to stop, RMT brokers by limiting the size of their packages. As an aside, the exchange rate surge due to the new Gem Shop items has temporarily made the exchange a better deal, buying gems for cash and converting them to gold, than the premiere RMT seller we’ve all seen in whisper during free trials.

Also remember that gold in excess remains in your mailbox. This simply time gates large transfers. I can’t fathom players moving that much gold between themselves although guilds I can see.

This strikes me more of the ultra rich complaining they can’t hide their money in the Caymans anymore.

Rest assured if you have been playing since launch or beta and have been smart with your gold, 500g is not a large sum…

Behellagh.1468:

Solomon Darkfury.3729:

This scenario- I am saving for a precursor… I’ve slowly been squirreling gold away into “my savings account” personal guild bank for the EXACT same reason I would use a savings account, big ticket/dream items. Normally it sells for 850 gold so that is my saving target… Suddenly I see one listed for 700g, around 150g less than I ever have before and within my saved up amount. I pop a bankers express or run to a bank to withdraw and claim my prize praising how lucky I am to find such a deal… oh wait… I now have to wait a week… 3 hours later my great deal sells to someone else that isn’t me… sorry but my RL example is VERY applicable…

And I’ve given an alternative to a personal bank, bids that have zero chance being filled on the TP.

So lets say you are saving for a precursor or legendary. You have some gold you want to but toward it, place a bid. You have more gold you wish to contribute, pull the old bid (no cost) and place a new bid with all the gold you are “saving” toward this. Rinse and repeat. It’s one extra minor step over a personal bank. Actually this way it’s more like a Christmas Club account.

Use this item if you are afraid of accidently buying it.
http://wiki.guildwars2.com/wiki/Xunlai_Electrum_Ingot
These are not in-game, and thus can’t be filled. And according to GW2 Spidy, it looks like several people are already doing this.
http://www.gw2spidy.com/item/46743

Good luck!

Solomon Darkfury.3729:

So you just save for the sake of saving then…

Yep, I’m investing in my long term future and the future of my family for when I am no longer able to earn income. My savings do not get touched no matter what I want to buy. Trust me, I’ve been tempted at times when I saw something I really wanted but short term gains rarely pay off.

if you guys are monitoring everyone who transfers 500g why not specifically monitor those that receive 500g+ only.

If someone wants to sell something or get a gift from other players then that would be something to look into. Is the gold legit or was it illegally bought/transferred. instead of focusing on everyone in game.

Solomon Darkfury.3729:

Behellagh.1468:

These are questions that only ANet with their player database tools can answer.

1) How many players have multiple accounts? How many move over 500g between them weekly?

2) How many transfers from Guild bank storage to a single player account over 500g occur weekly?

If this is considerably less than the activity they are seeking to stop, RMT brokers by limiting the size of their packages. As an aside, the exchange rate surge due to the new Gem Shop items has temporarily made the exchange a better deal, buying gems for cash and converting them to gold, than the premiere RMT seller we’ve all seen in whisper during free trials.

Also remember that gold in excess remains in your mailbox. This simply time gates large transfers. I can’t fathom players moving that much gold between themselves although guilds I can see.

This strikes me more of the ultra rich complaining they can’t hide their money in the Caymans anymore.

Rest assured if you have been playing since launch or beta and have been smart with your gold, 500g is not a large sum…

I’ve been playing since Dec 2012. I had more than 500g for all of one week. I do not “grind” for gold, I merely play the content I enjoy. A large amount of gold has gone to gems which allows me to enjoy aspects of the Gem Shop without buying gems (although I did buy a Gem card during the 2nd anniversary sale, just too many cool stuff on sale).

That said I don’t doubt there are many players with more than 500g. It’s the need to move more than that amount weekly that boggles my mind.

Solomon Darkfury.3729:

Rest assured if you have been playing since launch or beta and have been smart with your gold, 500g is not a large sum…

Anet’s data has already shown that the 500g rule affects a very minuscule amount of people.

Chris Cleary.8017:

500G may seem like an entirely arbitrary number, but I guarantee it is not. I took a look at our mail data (believe me, you guys really like mail and there is a lot of data) and set the value based on that. At 500G, it is not only functionally effective, but also it will only impact 0.175% of our players during an entire month’s worth of mails (if an account would hit the restriction once per month/30 days).

Solomon Darkfury.3729:

Please understand I am only playing devil’s advocate here…

I understand you are trying to play devil’s advocate but this just goes to show what I have posted a few times in this thread. Some people are just complaining just to complain even though the new policy is likely to never affect them.

Crafters could probably live with this update if the guild bank worked like the personal bank.

If you have 100 stacks of material and go to your personal bank, you can type into the search “copper” or whatever it is and as you double click to transfer, the items que up and you just keep double clicking the same spot – you can transfer a whole bag of goods in seconds.

It works the same way in reverse.

The problem with the guild bank is that since we will now have to buy everything on one character and distribute the mats through the guild bank, EVERY SINGLE TRANSACTION IS A DRAG AND DROP ACTION!

Seriously Anet – show us a little mercy. Make an administrative function so we can assign a fast transfer function to our other accounts. It wouldn’t be as nice as it is now, but it would be close and I think people could live with it.

There is just no practical way to move hundreds of stacks of items between multiple accounts right now.

We need something – any of these would be very helpful.

1. Fast and efficient bank item transfers.
2. The ability to link maybe 2-5 accounts in a trusted way to easily move funds
3. Some kind of multi account TP pickup.
4. A time/relationship based easing of transfer limits. Do people REALLY “know” their RMT person for months and years?

Throw us a bone here.

But but but! Why keep arguing if players and guilds are effected?!?!?!

The REAL problem with this limit is that gold sellers and hackers won’t be stopped at all. They will just buy something expensive on the trade post and mail that instead!

That also means that we will get unwanted, weird behaviour on the trade post when someone suddenly buys 3000 charged lodestones just to transfer wealth….

If the goal is to make it harder for hackers and gold Sellers it’s the transfer of wealth that should be stopped – not just gold…

Call me rude, but I have not read through all 8 pages of this discussion… yet I still wish to provide a suggestion. I know there must be some reason against something as simple as this, but why hasn’t a 1 to 1 trading function been added? It would reduce scamming dramatically (if sufficient anti-scamming techniques are used) and would completely blank out the need of using mail to reduce trading post costs. Yes, this would lead to huge BL economy changes, but it’s just a suggestion. Be free to critisize this however you want – as I have been writing this, even I have thought of the repercussions.

Nick.7259:

The REAL problem with this limit is that gold sellers and hackers won’t be stopped at all. They will just buy something expensive on the trade post and mail that instead!

It will certainly put a wrench in their works.

mrstealth.6701:

JustTrogdor.7892:

Stars.2179:

3. This does nothing to prevent the RMTs from doing business as they will just trade in valuable items instead of gold as many have mentioned in this thread.

I disagree. If someone goes to a gold selling site and they see, “Pay us real money and we will send you items that you can sell on the TP for gold” people might think twice. Yes certain items maintain some degree of value, but there is still some market fluctuation. So the actual gold value of those items will vary. Not to mention they would have to factor in the trading post fees as part of the item value. Most people that want to take the gold buying shortcut from those sites just want a quick buy for an absolute gold value to cheat the system. They won’t want to hassle with selling their items bought via RMT on the TP and have to wait for them to sell. Not to mention the gold buyers may not even have enough gold to list those high value items to start with.

If a gold buyer wants 1000g, the RMT seller will likely be expected to give them an amount they can instantly sell on the TP for 1000g after fees. Which means the RMT seller will need to send them 15% more of the item. This adds more layers of work and cost to their business model, and an inconvenience/discouragement to their customers.

JustTrogdor.7892:

Nick.7259:

The REAL problem with this limit is that gold sellers and hackers won’t be stopped at all. They will just buy something expensive on the trade post and mail that instead!

It will certainly put a wrench in their works.

Certainly?

In original GW we had ecto-based economy, with prices in z-keys and armbraces as well.

But yea, that will never happen again? lol

Putting a break on 500 gold will not stop hackers and gold sellers. I am sorry, that’s just a fact.

It will not stop them fully. But it WILL make their business more annoying, especially considering how swiftly the market can shift. Which was not the case in GW1.

Nick.7259:

JustTrogdor.7892:

Nick.7259:

The REAL problem with this limit is that gold sellers and hackers won’t be stopped at all. They will just buy something expensive on the trade post and mail that instead!

It will certainly put a wrench in their works.

Certainly?

In original GW we had ecto-based economy, with prices in z-keys and armbraces as well.

But yea, that will never happen again? lol

Putting a break on 500 gold will not stop hackers and gold sellers. I am sorry, that’s just a fact.

GW1 didn’t have a trading post. So all trades were player to player. With the new system in GW2 this severely limits player to player trades due to the gold limit. So, say player A goes to a gold selling site and buys 1,000 gold worth of what ever item from the gold seller they have 2 choices. Place those items on the TP (if they can afford the 5% listing fee), wait for them to sell, hope they sell for the same value they were trying to pay for gold, lose the 10% exchange fee or do a unsanctioned player to player trade, risk getting ripped off and if not ripped off waiting for 2 weeks to get all their gold.

So yes, the new system makes life much more difficult for gold sellers and buyers. The GW1 economy is very different from the GW2 economy.

FoRcExVoRtEx.9548:

Call me rude, but I have not read through all 8 pages of this discussion… yet I still wish to provide a suggestion. I know there must be some reason against something as simple as this, but why hasn’t a 1 to 1 trading function been added? It would reduce scamming dramatically (if sufficient anti-scamming techniques are used) and would completely blank out the need of using mail to reduce trading post costs. Yes, this would lead to huge BL economy changes, but it’s just a suggestion. Be free to critisize this however you want – as I have been writing this, even I have thought of the repercussions.

People often question the lack of this feature, but it’s very clearly intentional and not an oversight. There are two reasons why we will never have a secure trade function:

1. The TP tax is a significant gold sink and a fairly progressive one at that – the people who use the TP the most are the ones that pay the most. If they had to recreate the same level of gold destruction through waypoint fees or something similar that everyone uses, it would be very punishing for the average user.

2. Spam. If you have 1:1 trades that let people avoid the TP tax, you’re going to have a serious spam problem somewhere. Either constant “WTS” chatter in the capital cities or more LFG abuse or something similar.

3. (bonus) Quantity, Consistency and Fairness. Everyone gets the same TP, everyone sees the same inventory and can compete for goods – this keeps prices low and supply high. In GW1, it would sometimes take you 10-100 minutes of chat spam to find even a semi rare item. Everyone dreamed of the day we would have a functioning auction house. Now everyone dreams of secure 1:1 trades.

It will never, ever, ever happen. Ever.

Wasn’t expecting you to be so indepth, but as I mentioned I realised some of those reasons as I was writing it xD Thanks for clearly stating the, now obvious, reasons for people like me @Dreamslayer

so what about players who are buying guilds to transfer to their server for WvW purposes? I’ve heard on several occasions that DB and Mag (most likely others too) have put together over 1500 gold as a community to pay for people’s server transfer costs. Then those guilds usually cover off times that the server is lower on population to keep objectives.

Animosity.5968:

so what about players who are buying guilds to transfer to their server for WvW purposes? I’ve heard on several occasions that DB and Mag (most likely others too) have put together over 1500 gold as a community to pay for people’s server transfer costs. Then those guilds usually cover off times that the server is lower on population to keep objectives.

Perhaps they could add the ability to gift a transfer as a guild upgrade of sorts. That way, guilds could pool gold toward the upgrade then gift it to the person of their choice. That way the gold withdrawal limit would not be in effect. Just an idea, a good one if I say so myself.

JustTrogdor.7892:

Animosity.5968:

so what about players who are buying guilds to transfer to their server for WvW purposes? I’ve heard on several occasions that DB and Mag (most likely others too) have put together over 1500 gold as a community to pay for people’s server transfer costs. Then those guilds usually cover off times that the server is lower on population to keep objectives.

Perhaps they could add the ability to gift a transfer as a guild upgrade of sorts. That way, guilds could pool gold toward the upgrade then gift it to the person of their choice. That way the gold withdrawal limit would not be in effect. Just an idea, a good one if I say so myself.

Airport security isn’t a big deal to most people because most people very rarely fly, but some people fly several times per week in the course of their work – that’s why airlines have a trusted traveler program:

http://www.businessinsider.com/heres-how-to-become-a-trusted-traveler-2013-10

Rather than just a cursory inspection every time you fly, they do an interview and background check. You still have to go through some level of security, but the one time vetting process reduces the per incident inconvenience for frequent flyers.

(Hint, hint)

JustTrogdor.7892:

Stars.2179:

3. This does nothing to prevent the RMTs from doing business as they will just trade in valuable items instead of gold as many have mentioned in this thread.

I disagree. If someone goes to a gold selling site and they see, “Pay us real money and we will send you items that you can sell on the TP for gold” people might think twice. Yes certain items maintain some degree of value, but there is still some market fluctuation. So the actual gold value of those items will vary. Not to mention they would have to factor in the trading post fees as part of the item value. Most people that want to take the gold buying shortcut from those sites just want a quick buy for an absolute gold value to cheat the system. They won’t want to hassle with selling their items bought via RMT on the TP and have to wait for them to sell. Not to mention the gold buyers may not even have enough gold to list those high value items to start with.

this post is getting a bit old now but…

no ones mentioned that you have to keep in mind that theres 500g the RMT providers can send you for listing fees. that will cover up to 10kg value in items. for example, if they send you 10 different precursors and 500g, youll have enough to list everything yourself, you wont get too screwed by a market by flooding a single one, and if you list them all with a decent undercut they can all sell fairly quickly, netting you 8~10kg by only using 2 mails and a weeks worth of gold.

in fact, the 15% tax is only an annoyance. its just a new cost of doing business when typically RMT sites far outpace the official prices of in game currency. for example the year after diablo 3 was released saw blizzard lower the minimum bid for blizzard bucks to gold conversion several times, attempting to push the RMT gold sellers out by manipulating the float points for the 2 currencies… and it never worked because RMTs just kept flooding the systems with bots generating gold at little to no cost. i dont know the relevant price points for gw2 because anet clamps down on that kitten a lot harder than blizzard ever did, i automatically tune out gold selling spam now, inflation hasnt been much of an issue, and i dont go visit RMT sites (maybe ill go look to get informed now), but dont i remember seeing spam for 10-20$ for like 1000g? thats nowhere near the gems:gold exchange rates, and as long as anet cant force their exchange rates up to the black lion rates, gold selling will exist and be profitable. tacking on an approximate 15% tax and a little hassle is like a baby step. anet needs like a 95% tax on that kind of trading, a giant leap.

At the annoying RMT site we’ve all seen the spam for, it’s $125 for 1050g.

$125 is 10K gems and 10K gems will get you currently in game, 1102g, likely due to the rate surge from today’s gem shop additions. Normally I think the RMT company shoots for 10-20% than the exchange. Point is it’s now where near 50-100g per dollar but in the 8-9g per dollar range.

Has this not been implemented yet? I just withdrew 3000g from some guild banks of mine about five minutes ago. Is it safe for me to keep my gold there or is this limitation going to be imposed suddenly in a hotfix?

Behellagh.1468:

At the annoying RMT site we’ve all seen the spam for, it’s $125 for 1050g.

$125 is 10K gems and 10K gems will get you currently in game, 1102g, likely due to the rate surge from today’s gem shop additions. Normally I think the RMT company shoots for 10-20% than the exchange. Point is it’s now where near 50-100g per dollar but in the 8-9g per dollar range.

ahh. maybe itll be enough of a tax then.

i do not support these changes 500g is not nearly enough on average i can clear 100g a day in direct mail transfer and when times are good 300g a day if the conditions are right
all through completely legit if somewhat frowned upon methods
this is relay quite a big game changer for me and in an awful way perhaps there could be a method of contacting Anet to request those funds get released to us proly unlikely as itl involve staff/costs for Anet
but honestly 500g is nothing to a highly motivated smart player i cant help but feel like this will do alot of harm for players like me

I don’t know how gold selling works but I don’t understand the restriction from guild bank to wallet. I don’t like carrying all my gold in the wallet, call it stupid but I have 100g in the wallet and the rest in my personal guild bank which I have been forced to create when you removed the vault from account bank. Is just the way I like it and I guess there are more people the same. I understand you want to stop gold sellers etc but you should find a way that does not affect and restrict players too.

I agree with Elia. I put my weekly savings in my personal guildbank storing money for a legendary or another big expense. Now if I’ll find a good occasion for a precursor or something… it will take like 3 weeks to retrieve my own gold :\ I understand the reasons behind the gold tranfer changes but they’re so restrictive that they end up hindering normal players too

Chris Cleary.8017:

guild banks were removed from the analysis.

If interactions with guild banks were removed from your analysis of those affected then why would you then have this change affect guild banks?

So what you are saying is that you calculated how much gold is transferred via mail, and will now impose that limit on the account without incorporating gold transfers from guild banks since that would increase your numbers of people affected by this change.

If I would be a gold-seller I would use guild-bank now:

Let the buyer found a guild, and invite the seller in a rank where he can deposit gold. Done.

I guess a lot of off-TP trade are also done this way.

This will be the next think to limit for the system to have a real effect.